Annuities
Multi-Year Guarantee and Fixed Index Annuities Delivering Upside Potential, Downside Protection and Income for Life
Only 25% of Americans are projected to have enough saved to maintain their lifestyle after retiring. Therefore we’re introducing two new Fixed Index Annuities to help address this gap. The Western United Life New Horizon and Western United Life New Horizon Plus plans are designed to meet the needs of risk-averse savers who still want access to the growth potential of the stock market.
Our FIAs offer a rate of return tied to the stock market but with principal protection. That means that the contract funds increase when the market index increases but won’t decrease even if the market drops. In addition to index-linked growth, our FIAs also offer a guaranteed growth strategy to help mitigate exposure to market risk. Western United Life New Horizon and Western United Life New Horizon Plus are both available with either a 7- or 10-year surrender charge period.
- Balance of protection and growth
- Tax-deferred accumulation
- Flexibility — choose what portion of your funds will grow at a fixed rate and what portion will grow based on the S&P 500®
- More opportunity for growth than with a traditional fixed annuity
- Surrender charges - none upon death of the annuitant; may be waived if annuitant is confined to a nursing home or diagnosed with a terminal illness
• Marketing in all 50 States and Puerto Rico
• Flexibility, Liquidity and Competitive Returns
• No Set Up Fees or Administrative Expenses
• Tax-Deferred Growth
• Created Guaranteed Income for Life
Medicare Supplement
We offer Medicare Supplement insurance plans that helps pay for deductibles, co-payments, co-insurance, and other out-of-pocket costs not covered by Original Medicare. Premium discounts are available for household residents who are insured under the same carrier. Additionally, customers have the freedom of seeing any Medicare contracted physician at any Medicare contracted facility of their choice.
Voluntary Benefits
Designed for employer groups, our voluntary products provide financial security, preferred underwriting and pricing for employees, and competitive compensation for our distribution partners. We help employers by offering a customized program that integrates with any employee benefits package.
Individual (Worksite) Life & Health
While our supplemental policies provide additional insurance to help pay out-of-pocket expenses, they also help with nonmedical costs like lost wages or missed mortgage payments. They provide a safety net and the benefits are paid directly to the policyholder. Products can be sold via the workplace or individually. Note: Disability is sold only via workplace.
Employer Stop-Loss
Manhattan Life's MGU Program Manager WesternSkies offers individualized stop-loss coverage to self-insured employers looking for protection from catastrophic medical and pharmacy claims. In addition to underwriting coverage, we focus on employer-customized solutions utilizing advanced risk assessment, cost containment and pharmacy benefit management tools, and provide producers and employers with responsive, timely claims service.
Why Choose ManhattanLife?
The “Life” in ManhattanLife is not just about life insurance — it’s also about helping our policyholders attain and sustain the life affirmations of health, wealth and security. For Americans across the country and from all walks of life — from farmers and corporate workers to federal employees and union members — we bring financial strength, a reputation of reliability since 1850 and peace of mind that the faithful service of our Companies can always be counted on.
Are You a Producer Interested in ManhattanLife?
We focus on what’s best for producers and policyholders. Our high quality insurance policies and annuities offer superior benefits and they are all backed with diligent support.
Our products will not just meet the needs of your customers – they’ll strengthen your relationships with them.
NATIONAL REACH
ManhattanLife writes policies and underwrites annuities in every state and U.S. territory. We can accommodate any domestic footprint or need for additional coverage and annuity guarantees.
EASY TO WRITE POLICIES
Our policies are comprehensive and easy to write, providing you with the right tools to grow your business, nurture your customer relationships and achieve your professional goals.
HIGH TOUCH SUPPORT
When you need support or expedient issue resolution, you can expect responsive and knowledgeable service for you and your customers. You’ll always speak with a real person located in the United States.
WE PUT PARTNERSHIP FIRST
ManhattanLife’s relationship with policyholders is only as strong as our relationship with you. That’s why our focus remains on ensuring ManhattanLife producers are successful.
THE VALUE OF INDEPENDENCE
As a privately held independent, ManhattanLife has never put the interests of investors over the needs of our producers and policyholders. It’s a standard we’ll continue to live by in the years ahead.
A BETTER WAY OF WORKING
ManhattanLife is different than our large publicly traded counterparts and we are able to respond in ways they cannot.
GET A FREE BROCHURE ON MANHATTANLIFE
Annuities
1-800-247-2045
Individual Life & Health
1-888-441-0770
Voluntary Benefits
1-855-448-6982
Medicare Supplement
1-800-877-7703
CONTACT US FOR MORE INFORMATION
About ManhattanLife
ManhattanLife has been a private company since our founding in 1850. Our independence has enabled us to remain free to make decisions that align with our values and core mission – helping policyholders attain and sustain health, wealth and security throughout your life. We demonstrate this commitment by offering a wide range of products while striving to honor claims and pay benefits with professionalism and care.
WANT MORE PRODUCT INFORMATION?
Annuities 1-800-247-2045 | Individual Life & Health 1-888-441-0770 | Voluntary Benefits 1-855-448-6982 | Medicare Supplement 1-800-877-7703