Dental
PREVENTIVE SERVICES
No waiting period
Semi-Annual exams, cleanings, and x-rays covered at
100% In-Network
BASIC SERVICES
No waiting period
Including x-ray (other than "full mouth"), fillings, extractions and more!
Year 1 - 65%
Year 2 and thereafter - 80%
MAJOR SERVICES
No waiting period
Including bridges, crowns, full dentures or partials, implants, full mouth extractions and more!
Year 1 - 20%
Year 2 and thereafter - 50%*
ORTHODONTIA
12 month waiting period
Year 1 - 0%
Year 2 and thereafter - 50% to a lifetime maximum per insured of $1,500
Vision
BASIC SERVICES
No waiting period
Basic eye exam, eye refraction, single lenses, bifocal lenses, and progressive lenses; 1 per year
Year 1 – 60%
Year 2 – 70%
Year 3 and thereafter – 80%
FRAMES AND LENSES
$200 maximum per year
Eyeglass Frames - 6 month waiting period
Contact Lens Fitting Fee:
$15; 1 per year
Anti-Reflective Lenses
$45; 1 per year
Polycarbonate Lenses
$40; 1 per year
*
We continue to Stand By You through our partnership with Careington Maximum Care PPO Dental Network, providing you access to discounted costs on a wide range of services.
Discounted fees to help your dental benefits go further.
Access to 100,000 +quality dentists all over the country.
*Use of the Careington Network is optional.
HIDDEN COSTS OF DENTAL
65M
Nearly 65 million American adults have some form of periodontal disease.3
2X
People with periodontal disease are twice as likely to develop heart disease.3
$45B
More than $45 billion in productivity is lost in the U.S. to unplanned, emergency dental care each year.2
Benefit exclusions and limitations may apply to the policy. For additional information about dental, vision and hearing insurance or any of our other quality products, please contact us or your ManhattanLife Agent or Broker.
APercentage of Basic eye exam or eye refraction, including the cost of eye glasses or contact lenses after 6 month waiting period. BPercentage of Exam, hearing aid, and necessary repairs or supplies after 12 month waiting period. CSubject to our right to change premiums.
Sources for statistics: 1Centers for Disease Control and Prevention; 2cdc.gov/oralhealth/basics; 3authoritydental.org