Final Expense
Protect loved ones from the worry.

 

 

Secure Advantage - Whole Life Insurance

Standard Life has designed the Senior Security plan to help you protect your loved ones from the worry and financial burden of paying your final expenses. An immediate death benefit whole life policy which provides up to $50,000 in coverage. Rates and cash values are guaranteed. Regardless of changes in interest rates or any other factors, your death benefit, premium rates and cash values will never change.
 

 

FINAL EXPENSE STATISTICS

$7,755

The average funeral cost is $7,755 according to a 2010 National Association of Funeral Directors survey.1

Other costs can include non-covered medical expenses, house payments, and other debts.

$255

Social Security only provides a $255 death benefit -- that's if you qualify.2

 

ACCIDENTAL DEATH BENEFIT

Depending on your age, you can add up to $10,000 of additional protection in the event of accidental death, for just a bit more premium.

Protect your loved ones from the burden of the final expenses you may leave behind at the time of your death. Benefits can cover funeral costs, medical expenses, credit card balances, house payments, car payments, or any other expense. It can give your loved ones some help at a time of grief and stress — when they need it most.

 

PRODUCT FEATURES

Rates will never increase.
Coverage will never decrease.
Builds cash value for you.
Benefits are income tax free.
Very competitive premium rates.
No waiting period for full coverage.
Your death benefit is fully in force immediately.

 

 

 

 

Sources for statistics: 1Source: 2010 NFDA General Price List Survey. Includes cost of regular adult funeral including following basic items plus protective burial vault to protect casket: non-declinable basic services fee, removal/transfer of remains to funeral home, embalming, other preparation of the body, use of facilities/staff for viewing, use of facilities/staff for funeral ceremony, use of a hearse, use of a service car/van, basic memorial printed package, metal casket. Does NOT include cemetery, monument/marker costs or miscellaneous cash advance charges such as for flowers or obituaries; 2Social Security Rules and Regulations 404.390;