Group Affordable Choice
An Alternative Solution for the Modern Employer

 

Designed with your employees in mind.

Group Affordable Choice is a limited benefit health insurance plan offered by ManhattanLife. It is designed for and employers looking to provide their employees with affordable healthcare coverage. The plan offers fixed indemnity benefits, meaning it pays set dollar amounts for covered medical services, rather than covering a percentage of the costs like traditional major medical insurance.

STATISTICS

60%

60% of employers found that health benefits helped their staff become more productive.1

$30,000

The average cost of a 3-day hospital stay is $30,000.2

57%

57% of Americans can't afford a $1,000 emergency expense.3

24%

24% of adults are past due or unable to pay Medical or dental bills.4

GROUP AFFORDABLE CHOICE INSURANCE HIGHLIGHTS

Even with comprehensive health insurance, employees can still be exposed to out-of-pocket costs left behind by deductibles and coinsurance. Group Affordable Choice gives your employees greater peace of mind in the event of a hospital stay.

 

GROUP AFFORDABLE CHOICE KEY FEATURES

Provides first-dollar coverage for medical expenses without a deductible Pays fixed cash benefits for doctor visits, hospital stays, lab work, and other medical services.
Includes access to ancillary services.

 

GROUP AFFORDABLE CHOICE KEY BENEFITS
No Deductibles or Coinsurance
Hospital Admission Benefits
Hospital Confinement
Doctor’s Office Visits
Prescription Benefits
Emergency Room and Urgent Care
Outpatient Benefits
Surgical Benefits

 

Find out more about ManhattanLife’s Group Affordable Choice plan today by emailing VBSales@manhattanlife.com.

 

Sources for statistics: 
1https://www.pacificprime.com/blog/employee-medical-insurance-why.html 
2https://www.healthcare.gov/young-adults/ready-to-apply 
3https://www.bankrate.com/banking/savings/emergency-savings-report/#americans-worry-they-wouldn-t-be-able-to-cover-their-living-expenses-if-they-lost-their-job 
4https://www.kff.org/report-section/kff-health-care-debt-survey-main-findings