Help covering out-of-pocket expenses when critical illness strikes.
As health care costs continue to rise, the value of supplemental insurance coverage becomes more important. Coverage from ManhattanLife helps protect an employee’s and their family’s assets in the event of a critical illness.
Critical Illness and Cancer coverage provides a lump-sum benefit to families so they can continue to meet their financial obligations while focusing on recovering from a critical illness. It can help decrease the need to tap into one’s home equity or into retirement, education or other savings accounts.
CRITICAL ILLNESS & CANCER STATISTICS
805,000
Every year, more than 800,000 Americans suffer a heart attack. 1
18M
More than 18 million Americans with a history of cancer were alive on January 1, 2022.2
1 in 3
One in 3 Americans, 919,032 people, died from heart disease in 2023.1
Critical Illness and Cancer
The ManhattanLife Critical Illness and Cancer Policy helps to protect an employee’s and their family’s assets in the event of a critical illness. It offers valuable peace of mind from the rising costs of specialized healthcare, which are not offered by ordinary health insurance.
USE CRITICAL ILLNESS AND CANCER LUMP SUM FOR
Out-of-Pocket Medical Care Costs
Home Healthcare
Travel To and From Treatment Facilities
Training and Rehabilitation
Loss of Income Due to Absences From Work (Employee’s or Family Members’)
Childcare
Other Expenses
PLAN BENEFITS
Pays Up to Three Lump Sum Benefits (Four with The Recurrence Benefit)
Pays Regardless of Other Coverage
Covers Vascular Conditions, Cancer and Other Critical Illness
All Benefits Are Paid Directly to the Insured
Critical Illness
Critical Illness coverage from ManhattanLife is a critical protection and recovery plan that helps employees and their families manage the expenses associated with critical illness so they do not suffer unnecessary hardships.
CONDITIONS CRITICAL ILLNESS COVERS
Heart Attack
Majo Third-Degree Burns
Paralysis
Stroke
Major Human Organ Transplant
End-Stage Renal Failure
Coma
Coronary Artery Bypass Surgery
Cancer
CRITICAL ILLNESS PAYS
First Occurrence Benefit (FOB)
Monthly Income Benefit
Recurrence Benefit
ALSO INCLUDED IN CRITCAL ILLNESS
Hospital Confinement Benefit
Ambulance Benefit
Transportation Benefit
Lodging Benefit
Waiver of Premium Benefit
Portable
Cancer
Cancer insurance from ManhattanLife is an important benefit you can offer your employees to enhance your benefit package while helping employees protect themselves from the copays, deductibles and other expenses that come with fighting a cancer diagnosis.
USE CANCER FOR
Out-of-Pocket Medical Care Costs
Home Healthcare
Travel To and From Treatment Facilities
Training and Rehabilitation
Loss of Income Due to Absences From Work (Employee’s or Family Members’)
Childcare
Other Expenses
PLAN BENEFITS
Pays Up to Three Lump Sum Benefits (Four with the Recurrence Benefit)
Pays Regardless of Other Coverage
All Benefits Are Paid Directly to the Insured
Benefit exclusions and limitations may apply to the policy. For costs or complete details of coverage, contact your agent or the Company.
Sources for statistics:
1 https://www.cdc.gov/heart-disease/data-research/facts-stats/index.html;
2 https://www.cancer.org/research/cancer-facts-statistics/all-cancer-facts-figures/2025-cancer-facts-figures.html