Voluntary Benefits
Now offering even more coverage, more protection and more benefits for employees
ManhattanLife is standing by you with new and enhanced benefits that employers can offer to attract and retain their employees. Our Voluntary Benefits products include Critical Illness/Cancer, Hospitalization, Accident, Disability, Life and Quick Case®. And now we’ve expanded our high quality coverage and benefits to provide even more protection.
Our enhanced Critical Illness/Cancer plan covers a variety of expenses associated with a critical illness. It pays a lump sum benefit that helps cover out-of-pocket medical care costs, home healthcare, potential lost wages, travel to and from treatment facilities, rehabilitation and much more. And our new Additional Occurrence benefit allows payments for more than one condition, as long as each one is new and separated by at least six months.
For employers, the Critical Illness Plus plan offers flexibility to provide a plan design tailored to meet your specific needs. For our distribution partners, our Voluntary Benefits products are all supported with competitive compensation and efficient and responsive service.
New Benefit Features
- No reduction in benefits after the age of 70
- Multiple levels of benefits to help address the more common chronic illnesses of today
- Robust critical illness benefits that complement wellness initiatives
- Waiver of Premium
New Optional Benefits
- Family member lodging and transportation
- Hospital confinement
- Air/ground ambulance
- Vaccination benefit
- Bone Marrow/Stem Cell Transplant
- Second consultations
New Illnesses Covered*
- Infectious Diseases
- Cerebrospinal Meningitis
- Malaria
- Encephalitis
- Legionnaire's disease
- Necrotizing Fasciitis
- Osteomyelitis
- Tuberculosis
- Progressive Diseases
- ALS
- Multiple Sclerosis
- Advanced Dementia/Alzheimer's
- Advanced Parkinson's
- Childhood Conditions
- Cerebral Palsy
- Cleft Lip/Cleft Palate
- Cystic Fibrosis
- Down Syndrome
- Spina Bifida
- Type I Diabetes
*Optional riders available at employers’ discretion
ACCIDENT
Accident coverage from ManhattanLife is designed to complement existing medical coverage and help narrow gaps caused by out-of-pocket expenses associated with a covered accident.
CRITICAL ILLNESS/CANCER
ManhattanLife Critical Illness provides coverage for a number of critical illnesses, cancer, infectious diseases and other long term and debilitating conditions.
DISABILITY
Disability insurance helps employees continue to pay normal living expenses along with additional expenses that have been created by an injury or illness.
HOSPITALIZATION BENEFITS
Hospital Indemnity pays employees a cash benefit whenever they are hospitalized that they may use to help pay medical bills or everyday living expenses.
LIFE INSURANCE
A full range of term life and whole life insurance to meet your needs as long as premiums are paid. Whole life can also build cash value.
QUICK CASE®
Quick Case® helps employees of small businesses address commonly unmet financial needs, and is an excellent complement to other employer-sponsored health initiatives.
Medicare Supplement
We offer Medicare Supplement insurance plans that helps pay for deductibles, co-payments, co-insurance, and other out-of-pocket costs not covered by Original Medicare. Premium discounts are available for household residents who are insured under the same carrier. Additionally, customers have the freedom of seeing any Medicare contracted physician at any Medicare contracted facility of their choice.
Annuities
Our annuities provide customers flexibility, liquidity and competitive returns. There are no set up fees or administrative expenses. Choose from a range of individual, deferred, single premium Multi-Year Guarantee Annuities, Fixed-Index Annuities and Single Premium Immediate Annuities.
Individual (Worksite) Life & Health
While our supplemental policies provide additional insurance to help pay out-of-pocket expenses, they also help with nonmedical costs like lost wages or missed mortgage payments. They provide a safety net and the benefits are paid directly to the policyholder. Products can be sold via the workplace or individually. Note: Disability is sold only via workplace.
Employer Stop-Loss
Manhattan Life's MGU Program Manager WesternSkies offers individualized stop-loss coverage to self-insured employers looking for protection from catastrophic medical and pharmacy claims. In addition to underwriting coverage, we focus on employer-customized solutions utilizing advanced risk assessment, cost containment and pharmacy benefit management tools, and provide producers and employers with responsive, timely claims service.
Why Choose ManhattanLife?
The “Life” in ManhattanLife is not just about life insurance — it’s also about helping our policyholders attain and sustain the life affirmations of health, wealth and security. For Americans across the country and from all walks of life — from farmers and corporate workers to federal employees and union members — we bring financial strength, a reputation of reliability since 1850 and peace of mind that the faithful service of our Companies can always be counted on.
Are You a Producer Interested in ManhattanLife?
We focus on what’s best for producers and policyholders. Our high quality insurance policies and annuities offer superior benefits and they are all backed with diligent support.
Our products will not just meet the needs of your customers – they’ll strengthen your relationships with them.
NATIONAL REACH
ManhattanLife writes policies and underwrites annuities in every state and U.S. territory. We can accommodate any domestic footprint or need for additional coverage and annuity guarantees.
EASY TO WRITE POLICIES
Our policies are comprehensive and easy to write, providing you with the right tools to grow your business, nurture your customer relationships and achieve your professional goals.
HIGH TOUCH SUPPORT
When you need support or expedient issue resolution, you can expect responsive and knowledgeable service for you and your customers. You’ll always speak with a real person located in the United States.
WE PUT PARTNERSHIP FIRST
ManhattanLife’s relationship with policyholders is only as strong as our relationship with you. That’s why our focus remains on ensuring ManhattanLife producers are successful.
THE VALUE OF INDEPENDENCE
As a privately held independent, ManhattanLife has never put the interests of investors over the needs of our producers and policyholders. It’s a standard we’ll continue to live by in the years ahead.
A BETTER WAY OF WORKING
ManhattanLife is different than our large publicly traded counterparts and we are able to respond in ways they cannot.
GET A FREE BROCHURE ON MANHATTANLIFE
Annuities
1-800-247-2045
Individual Life & Health
1-888-441-0770
Voluntary Benefits
1-855-448-6982
Medicare Supplement
1-800-877-7703
CONTACT US FOR MORE INFORMATION
About ManhattanLife
ManhattanLife has been a private company since our founding in 1850. Our independence has enabled us to remain free to make decisions that align with our values and core mission – helping policyholders attain and sustain health, wealth and security throughout your life. We demonstrate this commitment by offering a wide range of products while striving to honor claims and pay benefits with professionalism and care.
WANT MORE PRODUCT INFORMATION?
Annuities 1-800-247-2045 | Individual Life & Health 1-888-441-0770 | Voluntary Benefits 1-855-448-6982 | Medicare Supplement 1-800-877-7703