Nationwide and then some.
ManhattanLife is licensed in all 50 states and U.S. territories, including Puerto Rico and Guam. Leveraging that reach, our sales offices and producer networks have established successful businesses and trusted reputations coast-to-coast, from Family Life in Miami, Florida to Western United Life Assurance in Spokane, Washington. Driven to grow, we’ve expanded incrementally, but strategically, since 1850.

Uncommonly independent.
That reach is what you’d typically expect to find in larger, publicly traded companies. But we’re relatively small, proudly independent, and privately held, not subject to the whims of markets and investors. It’s a distinction that keeps us true to what matters most—the needs of our policyholders and producer partners. And those partners, who work with multiple carriers, are some of the best in the business.

Producers make it all possible.
We owe so much to the producers who choose to offer our products. We value not only their input but their loyalty. Our product development team leans heavily on what they have to say because their insights guide our innovations. Truly, they are the reason behind our geographic reach. These relationships endure. And if there’s one thing ManhattanLife is familiar with, it’s endurance.

Annuities

Our annuities provide customers flexibility, liquidity and competitive returns. There are no set up fees or administrative expenses. Choose from a range of individual, deferred, single premium Multi-Year Guarantee Annuities, Fixed-Index Annuities and Single Premium Immediate Annuities.

Medicare Supplement

We offer Medicare Supplement insurance plans that helps pay for deductibles, co-payments, co-insurance, and other out-of-pocket costs not covered by Original Medicare. Premium discounts are available for household residents who are insured under the same carrier. Additionally, customers have the freedom of seeing any Medicare contracted physician at any Medicare contracted facility of their choice.

Voluntary Benefits

Designed for employer groups, our voluntary products provide financial security, preferred underwriting and pricing for employees, and competitive compensation for our distribution partners. We help employers by offering a customized program that integrates with any employee benefits package.

Individual (Worksite) Life & Health

While our supplemental policies provide additional insurance to help pay out-of-pocket expenses, they also help with nonmedical costs like lost wages or missed mortgage payments. They provide a safety net and the benefits are paid directly to the policyholder. Products can be sold via the workplace or individually. Note: Disability is sold only via workplace.

Employer Stop-Loss

Manhattan Life's MGU Program Manager WesternSkies offers individualized stop-loss coverage to self-insured employers looking for protection from catastrophic medical and pharmacy claims. In addition to underwriting coverage, we focus on employer-customized solutions utilizing advanced risk assessment, cost containment and pharmacy benefit management tools, and provide producers and employers with responsive, timely claims service.