Hospital Indemnity
Quick Case® cash benefit for hospitalized employees.

 

Employees choose how to use the cash.

Quick Case® hospital indemnity insurance from ManhattanLife pays employees a cash benefit when they are hospitalized. They can use the cash benefits however they want – to help pay medical bills or everyday living expenses such as housing, car payments, utility bills, childcare, groceries, and credit card bills. It is an ideal complement to Employer-based medical coverage.

HOSPITALIZATION STATISTICS

$10,400

The average cost per stay of a patient in the U.S. in 2012 was $10,400. Females had a higher rate of hospitalization over this period, but males had a longer average stay and a higher average cost per stay.1

36.5M

In 2012, there were 36.5 million hospital stays in the U.S. with the average length of stay being 4.5 days.1

56%

Approximately 56% of hospital stays in 2012 were medical. Nearly 22% were surgical and the other 22% were maternal or neonatal.1

QUICK CASE® HOSPITAL INDEMNITY HIGHLIGHTS

Quick Case® hospital indemnity protection through ManhattanLife helps employees meet their financial needs whey they are hospitalized. Employers select one of the three guarantee issue plan designs based on what you believe is best for your employee base (only one option is selected by an employer).

 

HOSPITAL INDEMNITY BENEFITS

Pays a benefit when employees are hospitalized
Pays in addition to any other coverage they may have
Lets employees use the benefits however they choose
Can cover employees, their spouses and their children

 

THREE FLEXIBLE PLAN DESIGNS

Plan A includes a daily hospital benefit, first admission, and waiver of premium
Plan B adds well-being
Plan C adds in-patient, out-patient, and diagnosis benefits

 

 

OPTION 1

$100Daily Benefit
$1000 First Hospitalization
Waiver of Premium

 

OPTION 2

$100Daily Benefit
$1000 First Hospitalization
$50/$25/$50 Well-being Benefit
Lifestyle Reward
Waiver of Premium

 

OPTION 3

$200Daily Benefit
$200 Inpatient Surgical
$100 Outpatient Surgical
$100 Diagnostic X-ray
$1000 First Hospitalization
$50/$25/$50 Well-being Benefit
Lifestyle Reward
Waiver of Premium

 

Don’t wait! Find out more about ManhattanLife’s Quick Case® Hospital Indemnity plan today!

 

Sources for statistics: 1Agency for Healthcare Research and Quality: Overview of Hospital Stays in the United States